Getty Images/MOAA Illustration

There's no sense sugarcoating it: Your TRICARE benefit can be confusing.


Regardless of your plan or your provider, whether you receive care at a military installation or in the private sector, whether you're a regular user or new to the program, you're going to have questions. And MOAA has answers.


Updated every month, MOAA's TRICARE Toolkit provides timely, comprehensive help on issues of importance to your health. Whether it's a look at pricing in time for Open Season, an overview of plan changes and MOAA advocacy efforts after key legislative sessions, or even simple guidance on frequent coverage challenges, MOAA is here for you.


Need more resources? Check out the latest health care news from MOAA, our Health Care resources page, and the digital version of our annual TRICARE Guide. Want access to more MOAA offerings, including special publications, our award-winning magazine, and dozens of archived webinars? Join MOAA or upgrade your membership today!


cash-calculator-medical-tw.jpgComparing TRICARE With Civilian Coverage

Understanding the full cost structure of various plans is critical to preserving your service-earned benefit.




medical-costs-100s-tw.jpgTRICARE Rates for 2024

Get a full cost breakdown, plus links to more online resources.


chiropractor-office-tw.jpgTRICARE and Chiropractic Coverage

MOAA has fought to expand this benefit, which is standard for health plans in the private sector.



flu-shot-h.pngUnderstanding TRICARE Flu Vaccine Coverage

Peak flu months run from December through March. Prevention begins with an annual vaccine.




young-medical-staffer-patient-tw.jpgConsidering a Clinical Trial? What You Should Know

Learn how your coverage works with these trials, and find out what questions you should ask before committing to a study.



pill-bottle-generic-2023-tw.jpgPlanning for Pharmacy Cost Increases

Get the new costs, and find out what MOAA is doing to protect your health care benefit.




tricare-apps-illustration-tw.jpgFinding Free Mobile Apps

From pharmacy information to stress-fighting techniques, download the right tools to improve your health.



traveling-couple-map-tw.jpgTraveling With TRICARE

Learn how your benefit works when vacationing (or living) abroad.




man-phone-dog-tw.jpgNavigating Federal Health Care Benefits

Here’s what you should know if you’re eligible for both TRICARE and the Federal Employees Health Benefits Program.




urgent-care-tw.jpgUsing Urgent Care With TRICARE

Learn what’s covered in case a critical health issue arises.




explanation-of-benefits-tw.jpgNavigating Your Explanation of Benefits

Find out what to look for in this important piece of TRICARE communication.






pill-packets-stock-tw.jpgUnderstanding ‘Step Therapy’

MOAA is working to ensure TRICARE beneficiaries can access effective prescription medications safely and efficiently.






couple-at-computer-tw.jpgKeeping DEERS Updated

Stay on top of this information to ensure you can access the benefits you've earned.




TRICARE Network: Was Your Pharmacy Dropped?

Hundreds of thousands of users are being forced to switch stores. Here's how to navigate the process.





Using TRICARE Prime With Civilian Providers

Depending on where you live, this coverage plan offers three possible options for your care.




scale-weight-tw.jpgTRICARE Coverage for Obesity

Learn about surgical and nonsurgical options, including medication.





customer-support-stock-tw.pngResolving TRICARE Problems

Having trouble, but not sure where to turn? Learn what types of help are available.





kentucky-aerial-flooding-h.jpgNatural Disasters and TRICARE Coverage

Preparing in advance can help mitigate unexpected circumstances.





pills-pharmacy-stock-tw.jpgYour TRICARE Pharmacy Benefits

Here's what you should know about this part of your health benefit, including some cost-saving tips.





tricare-toolkit-airplane-tw.pngTake TRICARE on Your Travels 

Know your care options before you take off, set sail, or hit the road.





guard-reserve-ammo-tw.pngTRICARE for Guard and Reserve

Get the basics on these sometimes-complicated coverage choices for servicemembers, retirees, and their families.





hearing-aid-h.jpgHearing Loss Options and Costs

Many veterans suffer from some degree of hearing difficulty. Know your coverage choices.





medicare-part-c-advantage-tw.jpgMedicare Advantage Plans, Explained

Go beyond the advertisments to learn about what these plans could mean for your care.





medical-fees-2021-tw.jpg2022 Retiree TRICARE Prices

Get a full breakdown of Select and Prime fees, copayments, and more (with comparisons to the 2021 costs).





shingles-shot-stock-tw.jpgThe Shingles Vaccine and TRICARE 

TRICARE covers the shingles vaccine two different ways. Our guidance can help you understand which one you want to use.






Should You Supplement TRICARE? 

If you and/or your family reach or come close to the TRICARE catastrophic cap every year, you should consider this option.






Aging Out of TRICARE Coverage 

Health care options for dependents in their 20s. Get all the details you need.









How TRICARE Is Transforming for You 

MOAA works to protect your eroding health care benefit -- work that has yielded results.







TRICARE vs. Civilian Health Care 

Dive deep into our cost comparison, and learn how MOAA fights to keep your costs low.